When sitting in front of the computer and designing a budget, there are things that are often a little hard to plan for. The fixed expenses like the rent and insurance are easy to factor in. They are always the same amount of money, and any changes to those rates are planned for well in advance of the actual rate increases. But things like shopping are a little harder to factor in. Here are some tips to keep you within a reasonable limit. Priorities Remember that shopping is about having priorities. Sure, food could be considered shopping and is clearly the bulk of your shopping money. … [Read more...]